First time Home Buyers must be in contract by 4/30/2010 to recieve a tax credit for a new home purchase. 

You still Have time to recieve your FREE $8,000 tax credit that would be available to first-time home buyers. Read the following information below or check with a Granite Equity Group agent about state tax credits, as there may be additional tax benefits that may also be in effect in your home state.

The following information pertains to the American Recovery and Reinvestment Act of 2009.

• The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
• The tax credit does not have to be repaid.
• The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
• The credit is available for purchases that are in contract by April 30, 2010.  
• Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. Being a first time home buyer is intimidating and a big life experience.

First time home buyers often don't know where to begin. Granite Equity Group can help make this a fun a simple procress. From mortgages, to home searches in your best places to live and schools information we can give you the tools you need to move forward. One of the first steps to being a first time home buyer is to get your financial records in order and make sure your credit is great. Once pre-approved for a mortgage, the home search process (the fun part) begins.

Now let's get you into a home!!